A flood can devastate your home and your financial security. Any flood - even a small one - can cause thousands of dollars in damages.
Floodwaters are concoctions of mud, sewage, animal waste and chemicals. The murky mess gets into everything and when the waters recede, what’s left behind is a foul-smelling muck.
Your floors, walls and carpets are ruined. Everything, from appliances to your clothes and bedding, will have to be thrown away. But as awful as that is, it gets worse.
Without flood insurance, you’re on your own.
You might think that your homeowners insurance covers flooding, but it doesn’t. It covers all kinds of things, but not flooding.
Some people believe the government will help them out in a flood—that’s not usually the case. The President has to declare a flood a disaster before federal assistance is available. About 90% of floods aren’t declared disasters. Even when they are, the assistance is usually a loan you’ll have to pay back with interest.
Flooding is America’s #1 natural disaster.
If you live in a high-risk flood zone, you have a 1 in 4* chance of being flooded. Homeowners in low to moderate-risk zones are also at risk. Up to 25% of all flood claims come from people living outside high-risk zones.
You don’t have to live near a major waterway to be flooded. Sudden severe storms, fire-ravaged land stripped of water-absorbing vegetation, and nearby construction that alters water runoff patterns can all cause flooding.
Just because it has never flooded in your area, doesn’t mean it won’t.
Flooding happens anywhere including right here in Mississippi . Just 2 years ago, floods hit the Gulf Coast. People just like you discovered the hard way that when it comes to floods, no one is safe.
There’s only one way to protect your home and contents from flooding.
Flood insurance gives your home that crucial layer of protection your homeowners insurance doesn’t provide. You might be surprised how inexpensive it is. On average, most homeowners can protect their home from flooding for just over $400 a year - that’s a little more than a dollar a day.
I can tell you exactly what it would cost to insure your home and contents… it all depends on where you live - in a high, moderate or low-risk zone - and the amount of coverage you wish to have.
Get flood insurance… before it’s too late.
The last thing you want to do is wait to purchase flood insurance. Floods can happen in a matter of hours and because there’s a 30-day waiting period for flood insurance, you may find yourself waiting until it’s too late.
Call us today at 601-362-9004 and let’s talk about your flood insurance needs. Don’t let a flood wash away your financial future.
P.S. Remember, the only way to protect your home and contents is with flood insurance.
Without it, you’ll be on your own. Call 601-362-9004 and let us help you.
* Represents the chance of flooding over a 30-year period.
