Our agency can provide coverage for General Liability and Accident Health on the same policy for Eligible business (Gymnastics, Dance Instruction, Martial Arts, Amateur Sports, Sport Camps/Clinics, Event Coverage). If you don’t see your particular program, would like additional information, or want a quote, please contact Ian Cross – Associate Agent by dialing 601-362-9004 Ext 301 or by e-mail at crossi@pyrongroup.com . We service both Arkansas and Mississippi.
Program Highlights:
Commercial General Liability
Coverage Limit
General Aggregate (per location)……………………… $2,000,000
General Liability Coverage per Occurrence………… $1,000,000
Personal Injury & Advertising Injury Limit…………… $1,000,000
Products Completed Operations Aggregate………… $1,000,000
Legal Liability to Participants…………………………… $1,000,000
Professional Liability…………………………………… $1,000,000
Damage to Premises Rented to You…………………… $300,000
Premises Medical Payments Coverage*…………………… $5,000
Non-Owned and Hired Automobile Liability…………… $1,000,000
Medical Payments to Participants Coverage:
This coverage pays the medical expenses actually incurred by a participant when an accidental injury occurs to a student/participant while participating in covered school activities. The coverage is excess coverage and begins after the exhaustion of all other coverages for which the participant is eligible. If no other coverage exists, the coverage becomes primary, after the deductible has been paid. The plan has a $25,000 limit and is subject to a $250 per claim deductible. The benefit period is 2 years from the date of the accident.
Medical Payments to Participants Maximum Limit (Include. Dental)…… $25,000
Deductible per claim to Medical Payments to Participants**………………… $250
** Deductible may be reduced by payment made by other insurance.
Eligible Program Classifications:
Eligible Gymnastics Programs - Cheerleading/Dance
- Artistic Gymnastics
- Mobile Gymnastics
- Pre-School Gymnastics
- Recreational Gymnastics
- Tumbling
- Tumble Buses
- Sports Acrobatics
- Men’s & Women’s Gymnastics
- “Mommy & Me” / “Me & My Pal” / “Parent-Tot”
- Rhythmic Gymnastics
Eligible Dance Instruction Programs - Jazz
- Ballroom
- Interpretations
- Tap
- Western/Line
- Ballet
- Theatrical
- and more…
Eligible Martial Arts Instructions Programs Include: - Aikido
- Aikido
- Judo
- Jujitsu
- Karate
- Kempo
- Kickboxing
- Kung Fu
- Tae Kwon Do
- Tai Chi
- Fitness Boxing
- and more…
Sports Programs:
Class 1: Bowling, Dance, Golf, Tennis, Volleyball and Walking
Class 2: Baseball, Cross Country Ski, Softball and Kickball
Class 3: Basketball, Cheerleading, Flag Football, Racquetball, Running, Soccer (age 19 and under), Swimming, Wrestling (age 19 and under) and tackle Football (age 19 and under)
Class 4: Boxing, Cycling, Diving, Fishing, Aggressive In-line Skating, In-line Hockey, Kayaking, Lacrosse, Luge, Martial Arts, Rowing, Skiing (snow or water), Snowboarding, Soccer (over age 19), Skateboarding, Surfing, Wrestling (over age 19) and Tackle Football (over age 19)
